Get information


COVID-19 Update

The COVID-19 pandemic is challenging for every person, family and business, including the insurance industry. Please know that
Genesis Insurance Company is available and delivering on our commitments. We are operational and can be reached by phone, or email, or at our website, We will continue to address developments and adjust our response as we learn more from insurance regulators, government officials, clients and vendors.

Important Notices and Temporary Responses:

  • Policy wording is unchanged by COVID-19. Coverage provided by your policy before the outbreak of the coronavirus will be available to you until the expiration or termination of the policy, subject to any mutually agreed midterm change that is customary to insurance. Please contact your broker/agent if you have questions about your coverage.
  • Beware of scams offering unsolicited insurance policies or asking you to purchase any change to your coverage. Importantly, contact your broker/agent to confirm the validity of these offers.
  • Mid-term changes in exposure will be reviewed on an individual basis.  
  • Renewal policy extensions will be evaluated on a case by case basis. 
  • Premium audits will continue, however for policies where there is a material reduction in exposure, please contact your broker/agent.
  • Premium finance companies may be affected by emergency regulations, please contact your premium finance company for information.
  • We understand these are challenging times and will review other issues on a case by case basis when requested by your broker/agent on your behalf. Please contact your broker/agent.

Note: The guidance is based on current information. Our responses are subject to change however, we will endeavor to update this page as new details emerge. No statements should be construed as changes to existing in-force policies nor should they be used to interpret the existence or lack of coverage or how coverage may apply to future potential claims.

Please see the additional information for residents of certain states:



Helping risk managers make the most informed decisions.

What's Next for Qualified Immunity?

Steven Leone

Over the last several weeks, the nation has been focused on the criminal trial and conviction of Derek Chauvin for the tragic death of George Floyd. Since George Floyd’s death nearly a year ago, police reform efforts have advanced with greater urgency. There are increasing calls to regulate the police and to hold them accountable. In years past, qualified immunity may have been an obscure legal doctrine arising in civil lawsuits against government officials. Not anymore. Qualified immunity is in the spotlight. So, what’s next for qualified immunity?

Facial Recognition - Is It Possible to Remain Anonymous?

Steven Leone

Enhanced digital imagery, along with the development of artificial intelligence, has allowed for the increased use of facial recognition technology. However, these advancements have created new legal and ethical questions. Such questions are likely to be areas of rich debate for public entities, policymakers and the public. It makes us wonder if it is possible to remain anonymous in the age of facial recognition?